XRP to USD: Live Price Overview

The live Ripple price in dollar today is $1.38 USD, with a 24-hour trading volume of approximately $1.56 billion USD. XRP ranks among the top five cryptocurrencies by market capitalization, currently sitting at around $85 billion USD.

XRP is the native digital asset of the XRP Ledger, a decentralized open-source blockchain designed for high-speed, low-cost global payments. Each transaction settles in 3–5 seconds with fees of approximately $0.0002, making it one of the most efficient payment networks in crypto.

Why Does the Ripple Price in Dollar Change?

The XRP dollar price fluctuates based on several key factors: broader crypto market sentiment (especially Bitcoin's direction), regulatory developments from the SEC, institutional adoption of RippleNet's On-Demand Liquidity (ODL) service, and macro-economic signals such as Federal Reserve interest rate decisions.

XRP opened 2026 at $2.40, reaching a peak before pulling back approximately 40% amid broader market uncertainty. As of today, the price has stabilized around the $1.38–$1.44 range, with analysts watching for a breakout above the key $1.57 resistance level.

XRP Market Cap and Volume

With a circulating supply of around 57 billion XRP tokens and a total supply of 100 billion, XRP's market cap reflects both retail investor demand and growing institutional interest. The SEC's 2025 ruling classifying XRP as a digital commodity on public exchanges has removed significant legal uncertainty, and spot XRP ETFs approved in November 2025 have attracted $1.44 billion in inflows.

XRP is designed to bridge fiat currencies globally, enabling near-instant settlement across 300+ financial institution partners on RippleNet.

Traders and investors track the ripple price dollar daily across major exchanges including Binance, Coinbase, Kraken, and Bitstamp. The global volume-weighted average price is aggregated from over 172 exchanges and 512 markets in real time.